5 Immediate Steps to Take if Your Identity is Stolen
Step 2: File a police report
After shutting down any affected accounts, file a police report. Be as specific as possible – list all of your compromised accounts, and provide any supporting documents you can. Before you file your report, also consider reporting the crime on the Federal Trade Commission (FTC) IdentityTheft.gov page, and bring a copy of the report to the police station.
No matter which agency you call, the fraud alert will be placed on all three of your credit files for 90 days. During that time, businesses will need to verify your identity before issuing credit in your name. This may require contacting you, so be sure you’ve updated your credit report with your current contact information. The alert will also allow you to order an additional free copy of your credit report from each of the three credit reporting companies. It’s a great preventative measure to take, and will help ensure thieves can’t open any fraudulent accounts in your name. Ordering a credit freeze is a deeper and more secure measure to take.
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